Funding Circle - Bespoke Terms

Product Description

Lend to British businesses at a rate that suits both you and them. Lend automatically using 'Autobid' or choose businesses yourself. With the Funding Circle Bespoke Terms, you may access your money at any time.

Expected Savings & Interest

Investment Amount Interest Rate Est. Annual Interest
£5,000 7.3% * £365.00

How is the risk minimised?

Diversification is the best way to manage risk. This simply means spreading your lending across hundreds of businesses, so you’re only lending a small amount to each one. Capital is at risk.


Key Data

  • Who chooses borrowers? You
  • Investment secured on Business Loans
  • FCA Regulated?
  • Provider Pays First Loss?
  • Fraud checks?
  • Credit checks?
Invest with Funding Circle

Bespoke Terms

  • Potential Return:

       7.3%*
  • Term:

      Bespoke Term
  • Min. investment:

       £100
  • Secured on:

       Business Loans
  • Provision Fund:

       No
  • Early exit:

       Yes

*The current estimated return is a weighted estimate of the annual return after fees and bad debts that investors could earn from lending money to businesses seeking loans today. It is calculated by taking the gross interest rate less fees and estimated bad debts that will occur in the future for each of the last 3000 loans accepted on the marketplace. The average return is weighted by loan amount, compounded and before tax.


Your capital is at risk if you lend to businesses. Peer to peer lending is not protected by the Financial Services Compensation Scheme. Please read our full risk warning here.