LendingCrowd - Innovative Finance ISA

Product Description

The LendingCrowd IFISA offers a target rate of 6%* a year on your ISA allowance. You can invest up to £15,240 in each tax year, transfer in existing ISA holdings and you don’t need to pay any personal taxes on your earnings.

Expected Savings & Interest

Investment Amount Interest Rate Est. Annual Interest
£5,000 6% * £300.00

Key Data

  • Who chooses borrowers? Automatic Diversification
  • Investment secured on Business Loans, Business Assets
  • FCA Regulated?
  • Provider Pays First Loss?
  • Fraud checks?
  • Credit checks?
Invest with LendingCrowd

Innovative Finance ISA

  • Potential Return:

       6%*
  • Term:

      Bespoke Term
  • Min. investment:

       £1,000
  • Secured on:

       Business Loans, Business Assets
  • Provision Fund:

       No
  • Early exit:

       Yes

The 6% target rate is variable, net of ongoing management fees, estimated bad debt and before the 1% withdrawal fee.


Your capital is at risk if you lend to businesses. Peer to peer lending is not protected by the Financial Services Compensation Scheme. Please read our full risk warning here.