About Crowd2Fund

One of the new Innovative Finance ISA providers, Crowd2Fund was established in 2014 by Chris Hancock. Crowd2Fund is the only provider to offer five models of finance across debt and equity investments.


Pros...

  • You can invest in several different types of asset class to suit your needs.
  • Investments can be tax free if you place them within the wrapper of the new IFISA.
  • You can transfer in existing ISA amounts.
  • Crowd2Fund is fully authorised by the FCA.

Cons...

  • There is a 1% fee to investors on all repayments made via the platform.
  • There is no provision fund.
  • Loans are selected manually, requiring a greater degree of knowledge.
  • Your capital is at risk.
  • Crowd2Fund is not covered by the FSCS.

Provision funds and insurance

Crowd2Fund does not operate a provision fund for any debt or equity based investments via the platform. Instead protection is offered via a variety of security taken depending on the loan circumstances. Each loan security varies depending on its nature.

Key Data

  • LTV: Variable%
  • Expected Bad Debt Ratio: 1%
  • FCA Regulated?
  • Who chooses borrowers? Investor
  • Investment secured on Property, Business Loans, Business Assets, Business Invoices
Invest with Crowd2Fund

IFISA

  • Potential Return:

       8.7%*
  • Term:

      Bespoke Term
  • Min. investment:

       £10
  • Secured on:

       Property, Business Loans, Business Assets, Business Invoices
  • Provision Fund:

       No
  • Early exit:

       Yes

*8.7% APR is an estimate before fees and bad debts


Your capital is at risk if you lend to businesses. Peer to peer lending is not protected by the Financial Services Compensation Scheme. Please read our full risk warning here.