About Funding Knight

FundingKnight was founded in 2011, and to date has lent over £31 million to small businesses across the UK.

The site matches lenders to UK businesses looking for anything from working capital and bridging loans to green energy projects. Terms are typically 6 months to 5 years for amounts ranging from £25,000 to £1million, either secured or unsecured.


Pros...

  • Options for manual or automatic investment and reinvestment.
  • Lenders can question borrowers about their business, plans and strategy.

Cons...

  • No provision fund.
  • Your capital is at risk.
  • FundingKnight is not covered by FSCS.

Provision funds and insurance

FundingKnight has no provision fund to cover investors.

Key Data

  • Amount Lent/Invested: £25.7m
  • FCA Regulated?
  • Who chooses borrowers? Investor
  • Investment secured on Business Loans
Invest with Funding Knight

Bespoke Terms

  • Potential Return:

       8.79%*
  • Term:

      0 - 5 years
  • Min. investment:

       £25
  • Secured on:

       Business Loans
  • Provision Fund:

       No
  • Early exit:

       Yes

*This is the average net interest rate (after estimated defaults and before tax) of all new loans listed on the platform in the three month period ended on 31st of July, 2016, assuming that an equal amount had been invested in each loan.


Your capital is at risk if you lend to businesses. Peer to peer lending is not protected by the Financial Services Compensation Scheme. Please read our full risk warning here.