About JustUs

'The UK's most diversified Peer to Peer loan platform' paying the highest interest rates to investors. 95% of all loans secured against UK residential property. Plus, 1.2% interest is paid on dormant cash waiting to be lent out.

Provision funds and insurance

JustUs has a 'rainy day fund'. Not all of this is held as cash however, and the pot is discretionary. It also does not cover property loan interest payments, nor guarantor loans (the bulk of the loanbook).

Key Data

  • Amount Lent/Invested: £0
  • Avg. Amount Invested: £0
  • LTV: Varies by loan type.%
  • FCA Regulated?
  • Who chooses borrowers? P2P Company
  • Investment secured on Business Assets
Invest with JustUs

Adventurous

  • Potential Return:

       9.61%*
  • Term:

      0 - 5 years
  • Min. investment:

       £10
  • Secured on:

       Property, Personal Loans
  • Provision Fund:

       Yes
  • Early exit:

       Yes

This is a target rate of return, earning up to 9.61%.


'Prudent'

  • Potential Return:

       4.32%*
  • Term:

      0 - 5 years
  • Min. investment:

       £10
  • Secured on:

       Commercial Property, Property, Developer Loans, Personal Loans
  • Provision Fund:

       Yes
  • Early exit:

       Yes

This is a target rate of return, earning up to 4.32%.


'Balanced'

  • Potential Return:

       6.41%*
  • Term:

      0 - 5 years
  • Min. investment:

       £10
  • Secured on:

       Commercial Property, Property, Developer Loans, Personal Loans
  • Provision Fund:

       Yes
  • Early exit:

       Yes

This is a target rate of return, earning up to 6.41%.


Your capital is at risk if you lend to businesses. Peer to peer lending is not protected by the Financial Services Compensation Scheme. Please read our full risk warning here.