About QuidCycle

QuidCycle offers two different ways of investing. The terms of the investment are flexible depending on how long investors wish to lock their money away for but the longer the investment commitment, the greater the potential return.


Pros...

  • QuidCycle offers financial educational tools and access to financial advisors.
  • QuidCycle is an ethical financial services company.

Cons...

  • Investors cannot access their money until the investment term is completed.
  • QuidCycle is not covered by FSCS.
  • Your capital is at risk.

Provision funds and insurance

The platform holds up to 1.5% of the total investment pool for emergencies so if a borrower fails to pay an investor back on time, the Provision Fund will kick in between 14 and 21 days to protect the investment and keep up with repayments.

Key Data

  • FCA Regulated?
  • Who chooses borrowers? P2P Company
  • Investment secured on Personal Loans
Invest with QuidCycle

Regular Investment

  • Potential Return:

       5.2%*
  • Term:

      Bespoke Term
  • Min. investment:

       £500
  • Secured on:

       Personal Loans
  • Provision Fund:

       Yes
  • Early exit:

       Yes

* Calculations assume reinvestment and a minimum term of 5 years of SwiftInvest.


Lump Sum Investment

  • Potential Return:

       6.1%*
  • Term:

      Bespoke Term
  • Min. investment:

       £500
  • Secured on:

       Personal Loans
  • Provision Fund:

       Yes
  • Early exit:

       No

* Calculations assume reinvestment and a minimum term of 5 years of SwiftInvest.


Your capital is at risk if you lend to businesses. Peer to peer lending is not protected by the Financial Services Compensation Scheme. Please read our full risk warning here.